Bihar Student Credit Card for Nursing Courses: ANM, GNM, B.Sc.

Bihar Student Credit Card Scheme 2026

The Bihar Student Credit Card Scheme is designed to help students from Bihar continue higher education when money becomes the main barrier. Through the official 7 Nischay portal, eligible applicants can apply for education support, check approved colleges, and track key scheme-related updates. (Nishchay Yuva Up Mission)

Latest 2025-26 Update You Should Know

The biggest recent development came in September 2025, when multiple credible news reports said that Bihar Student Credit Card loans had been made fully interest-free for all applicants. The same reports also said that the repayment period was extended to up to 7 years for loans up to Rs. 2 lakh and up to 10 years for loans above Rs. 2 lakh. (The Times of India)

However, there is an important caution. The older guideline PDF still available on the official portal continues to show the previous structure: no interest during the moratorium period, then 4% simple interest for general applicants and 1% simple interest for women, दिव्यांग, and transgender applicants. Because of this mismatch between the older official guideline and later news reports, applicants should verify the currently operational rule through the portal or DRCC before final submission. (Nishchay Yuva Up Mission)

Objective of the Scheme

The scheme exists to ensure that students from Bihar do not abandon higher education only because of financial constraints. It is aimed at supporting higher studies, including general, technical, and professional education. (Nishchay Yuva Up Mission)