Choose the right 2027 route
NIA’s 2027 admissions page lists four routes: the regular PGDM in Insurance and Risk Management (I&RM), a Working Professionals PGDM in I&RM, PGDM in Technology Management, and an I&RM programme for international students. These are not interchangeable options. The published eligibility, entrance-score, age, fee and deadline table is explicitly introduced as information for the regular PGDM (I&RM); do not apply those conditions automatically to the other three routes. The institute’s programme directory confirms the same four programme labels. Start at the 2027 admissions page and open the relevant programme’s application link before paying or submitting.
The regular I&RM page describes its 18th batch and identifies the course as AICTE approved, NBA accredited and recognised by AIU as equivalent to an MBA. The page says its curriculum combines management and insurance subjects and includes an eight-week internship after year one. That context matters when comparing it with a general-management PGDM: the admission route leads to a qualification designed around insurance and risk, rather than an undifferentiated MBA curriculum.
Regular PGDM (Insurance and Risk Management): 2027-29
For the regular I&RM intake, NIA’s current page says any graduate with at least 50% marks may apply. It accepts CAT 2026, XAT 2027 or CMAT 2027. The page lists expected shortlisting cut-offs of 75 CAT, 80 XAT or 95 CMAT for General/EWS, and 70 CAT, 75 XAT or 90 CMAT for NC-OBC/SC/ST/PWD. These are labelled expected cut-offs, not guaranteed interview thresholds or final admission cut-offs; the institute may use its merit list and current official notices to make the operative decision.
The page gives an application deadline of 15 March 2027. It states tuition of ₹12 lakh for two years and hostel and boarding charges of ₹2 lakh for one year, noting that hostel facility is for the first year only. Treat the two amounts as separate published components, not as an all-inclusive total: the page does not give a complete itemised schedule for every other charge. Confirm payment stages, refundable deposits and any updates in the live application form before budgeting.
For the regular programme, NIA lists 180 AICTE-approved seats and a category table of 91 Open, 49 NC-OBC, 27 SC and 13 ST seats. It separately lists 18 EWS seats above that 180-seat intake and describes a 5% horizontal PWD reservation, subject to candidate availability. The table’s vertical category counts add to 180; do not add the separate EWS figure into that total or treat horizontal PWD seats as another vertical category.
The page describes a merit list using past academics (10th 2%, 12th 4%, graduation 4%), entrance score (50%), group discussion (15%), personal interview (20%) and work experience (5%). It says work experience beyond one year is considered. It also says XAT and CMAT percentiles are converted to CAT-percentile equivalence using the equivalence in the cut-off table before applying the entrance weight. The GD/PI row is split between GD and PI, and the page mentions English knowledge in the GD description. Applicants should prepare for both discussion and interview rather than treating the written test as the sole selection stage.
The same page sets an upper age limit, as of 1 July 2027, of 28 years for General, EWS and OBC-NC applicants and 30 years for SC/ST/PWD applicants. Since the page’s shorthand does not explain how overlapping categories are handled, candidates near the limit should confirm their applicable category with admissions rather than infer an exception.
Other 2027 programmes: confirm their own rules
The Working Professionals route is described as a two-year full-time programme with 30 seats. The page also says it is designed for working professionals to enhance their expertise while continuing their careers. Those phrases leave a practical scheduling question: full-time study and continuing employment may require a specific attendance arrangement. Ask NIA how classes, attendance, employment and selection are structured before applying. The regular programme’s 15 March deadline, test list, age rules and fee figures are not expressly assigned to this route on the page.
Technology Management is listed as a new second batch, with 60 AICTE-approved seats. The page gives eligibility as B.E./B.Tech., B.C.A. or B.Sc. in Computer Science. Its seat table separately lists Open, NC-OBC, SC, ST, PWD and EWS figures; the page’s figures total 66 when the listed categories are added, although its headline approved intake is 60. Because that internal count does not reconcile, use 60 only as the stated approved intake and confirm category-wise seat allocation with NIA before relying on the breakdown. The general entrance and deadline table is labelled for I&RM and should not be assumed to govern Technology Management.
For international applicants, NIA lists 45 seats and directs candidates to apply through the Study in India portal. The page does not provide the international route’s eligibility, fee schedule or deadline in the visible admissions information. Follow the Study in India application route and obtain the current programme-specific requirements from NIA; do not use the domestic I&RM category or test rules as substitutes.
Application steps and next action
For the route covered by the main application workflow, NIA lists registration, email verification, form completion, fee payment and submission. The page shows a request form for admission updates as well as programme-specific “Apply Now” links. Use the relevant programme link, complete the form in the requested sequence and save the submitted application and payment confirmation. The visible page does not state the application fee amount or required document checklist, so verify those details in the live form rather than relying on an old brochure or third-party summary.
If applying to regular I&RM, the immediate checklist is to confirm graduation marks and age category, choose the accepted test whose result you can submit, compare the expected shortlist benchmark with your score, and complete the form by 15 March 2027. Applicants to the other routes should first obtain written clarification of their own entrance test, deadline, fee and selection stages, because the current page presents those rules under the regular I&RM section rather than as a common policy for all four programmes. NIA lists an admissions contact and phone numbers at the bottom of the official page; use those details if the live form does not resolve a programme-specific question.